Reliable Towing Insurance You Can Trust

Protect your towing business with specialized coverage built for real operators. For nearly two decades, Sierra Pacific Agency has helped towing professionals across the U.S. stay insured and stay on the road.

Serving towing companies nationwide for over 20 years.

Why Tow Operators Choose Sierra Pacific

Pure Focus

We specialize only in towing insurance, so your coverage fits exactly what you do.

Dependable Coverage

From on-hook liability to garage keepers, we protect your trucks, your business, and your reputation.

Proven Industry Experience

For almost 20 years, our brokers have helped tow truck owners secure affordable, reliable insurance.

About Our Company

Focused on What Matters: Towing Protection

Sierra Pacific is not a general insurance agency. We specialize exclusively in towing insurance. For nearly two decades, we’ve built a reputation for protecting tow operators, drivers, and businesses from costly losses. When you partner with us, you’re choosing experience, reliability, and a team that understands the risks of towing better than anyone.

How it works

Simple Process. Reliable Protection.

1

Tell Us About Your Business

Share basic details about your towing operation—fleet size, services, and location.

2

Get Matched With a Specialist

We’ll connect you with a Sierra Pacific broker experienced in commercial towing coverage.

3

Receive Your Quote Fast

Compare options, customize your plan, and get covered quickly without downtime.

Nationwide Coverage.

Local Support.

Proven Trust.

20+ Years protecting towing professionals

Licensed Nationwide for fast assistance

Thousands of Tow Trucks insured every year

INTRODUCING

The Perfect Offer Stack

Stay Connected With Sierra Pacific

Follow us on social media for towing safety tips, industry updates, and real stories from operators nationwide.

Join Our Towing Community

TowInsure Community — Connect With Operators Like You

Join our official Facebook group where towing business owners share advice, discuss coverage questions, and get updates directly from the Sierra Pacific team.

How it works

Comprehensive Tow Truck Insurance Coverage

On-Hook Coverage

Protects customer vehicles while they’re being towed or recovered.

Auto Liability

Covers property damage or injury caused by your tow trucks.

Physical Damage

Safeguards your own vehicles from accidents, theft, or natural disasters.

TESTIMONIALS

What others are saying

JC responds almost before I hit "send" , LOL. Like his slogan, Sierra really does "work for their clients"

- Joel M.

Great company. Great service. Great experience. Highly recommended!!

- Matthew S.

A great company with a real people. ❤️❤️❤️

- Jhay C.

STILL NOT SURE?

Frequently Asked Questions

We understand lorem ipsum dolor sit amet, consectetur adipisicing elit.

Why do some quotes come in so much cheaper than others?

Usually because they’re missing something — wrong radius, no on-hook, or personal-use policy. Cheap quotes often get denied at bind or worse — denied at claim.

How much does tow truck insurance cost?

Average fleets pay between $8K to $25K per truck per year, depending on location, driving history, and coverage. You’ll pay more if you’re a new venture, had a lapse, or had claims.

How fast can I get a quote?

If you have your paperwork ready — clean driver list, vehicle list, and loss runs — we can return quotes same-day from certain markets. No app, no quote. No games.

Can you quote me if I just started or had a cancelation?

Yes — but fewer carriers will take you. We’ll quote what’s possible, flag what’s not, and show you how to rebuild your file to get better pricing over time.

READY TO GET STARTED?

Let’s protect your tow fleet today.

Call or text us to get your quote started today. We’ll build a clean, accurate, carrier-ready quoting packet so you can see your options and protect cash flow with confidence.

COMPANY

CUSTOMER CARE

NEWS

LEGAL

© Copyright 2025. Sierra Pacific. All Rights Reserved.